Strategic savings plan
Personal savings strategies aligned with Finansinspektionen guidelines and the Riksbank's inflation target.
Official platform for financial literacy
Take the lead over your financial stability today, backed by public-sector support.
We provide new digital tools for the strategic management of your savings.
- Registered with Bolagsverket
- GDPR compliant
- Swedish-language support
4.8 / 5 · Average rating from our users
42,000+ · Registered members across Sweden
Services
A clear path toward growth
See how thousands of Swedish entrepreneurs optimise their surpluses with support from our public-finance experts.
Digital tools
Interactive calculators, budget templates and automated reports that give you full real-time visibility.
Certified advisors
Our educators are SwedSec-certified and follow good-advisory practice under Swedish law.
Local anchoring
Content adapted to the Swedish pension system, ISK accounts, capital insurance and occupational pensions.
Insights
Numbers that build trust
Discover formal and secure mechanisms that strengthen your financial future.
42,000+
Registered members across Sweden
180
Educational modules in Swedish
64
Certified finance experts
4.8 / 5
Average rating from our users
About
How Scandivoa works
Three simple steps toward a more stable personal economy.
- 01
Register
Create an account with BankID-inspired verification in under two minutes.
- 02
Analyse your finances
Get a tailored overview based on your income, expenses and savings goals.
- 03
Track your progress
Use our tools to plan pensions, savings and investments over time.
Insights
Experts from the public sector
Visit the official platform and plan your future here.
“Lagom saving isn't caution — it is a deliberate strategy that lasts a lifetime.”
Anna Lindqvist
Senior Financial Advisor
“Understanding ISK and occupational pensions is the foundation of financial security in Sweden.”
Johan Bergström
Pension Systems Specialist
“We make complex finance understandable for everyone, from students to retirees.”
Elin Karlsson
Head of Education
Newsletter
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- Personal savings strategies aligned with Finansinspektionen guidelines and the Riksbank's inflation target.
- Our educators are SwedSec-certified and follow good-advisory practice under Swedish law.
- Content adapted to the Swedish pension system, ISK accounts, capital insurance and occupational pensions.
Build your financial security with Scandivoa
Join thousands of other Swedes — take the first step toward a lagom, stable and well-planned future.